Attention homeowners in Excelsior and Hennepin County: Get an Appraisal today!
Here are the top reasons Minnesota homeowners use Trust Appraisal Group :
At Trust Appraisal Group , we understand the unique needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.
Challenging Hennepin County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other houses close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Trust Appraisal Group is your strongest weapon.
Need to cancel PMI?A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. Trust Appraisal Group is qualified in helping customers just like you remove unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Trust Appraisal Group can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for accuracy or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Trust Appraisal Group can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.